Independent Medicare Broker

Every Medicare plan in your area, compared honestly.

Medicare Advantage, Medigap, Part D, I search every option available at your zip code, check it against your doctors and medications, and help you pick the plan that actually makes sense. Browse on your own, or let me walk you through it.

No cost to you · Independent broker · Paid by carriers

Humana
Understand Your Options

Medicare coverage comes in three types.
I'll help you figure out which one actually fits.

Part C

Medicare Advantage

Medicare Advantage plans replace Original Medicare entirely with a private plan. Most have $0 monthly premiums and include dental, vision, hearing, and drug coverage. The catch is that you work within a provider network, so staying in-network matters for keeping costs down.

  • $0 monthly premium on many plans
  • Dental, vision, and hearing often included
  • Part D drug coverage bundled in
  • HMO or PPO network options
Supplement

Medigap

Medigap plans work alongside Original Medicare to cover what it doesn't, things like deductibles, coinsurance, and hospital costs. The real appeal is that you can see any doctor or hospital that accepts Medicare, anywhere in the country, without dealing with networks or referrals.

  • Any Medicare-accepting doctor, nationwide
  • No network restrictions, no referral requirements
  • Predictable, near-zero out-of-pocket costs
  • Standardized plans (G, N, F, K, L…)
Part D

Part D Drug Plans

Part D is standalone prescription drug coverage you add to Original Medicare or a Medigap plan. Formularies vary a lot by plan and zip code, which is why the specific plans available to you matter more here than a general overview can show.

  • Covers generic and brand-name drugs
  • Premiums from ~$12/month
  • Required to avoid late enrollment penalty
  • Must match your specific medications
How It Works

Getting from confused to covered is simpler than Medicare makes it look.

1

Browse your options

Look through illustrative Medicare Advantage, Medigap, and Part D plans so you know what each type covers, what it costs, and where the real trade-offs are before we talk.

Browse plans →
2

Take the quick quiz

Answer four questions about what matters most to you: keeping costs down, keeping your doctors, prescription coverage, or extras like dental and vision. I'll tell you which plan type fits and explain the reasoning.

Take the quiz →
3

Book a free call

I run a real comparison using your zip code, your doctors, and your medications. As an independent broker, I earn the same commission regardless of which plan you pick, so there's no angle to push you toward anything specific.

Book a call →
Bryce Casson, Licensed Medicare Broker
About Your Broker
Bryce Casson

I started in health insurance because I kept watching people overpay for coverage they didn't understand. Medicare is especially bad for this, it's genuinely complicated, and most people end up choosing whatever gets put in front of them first.

I work independently. That means I compare plans from every major carrier and earn the same commission regardless of which one you pick. No incentive to steer you anywhere except toward the right fit for your situation.

Licensed in all 50 states Independent broker Medicare specialist Free to work with
Book a Free Call
Common Questions

The things most people ask before we talk.

Want to go deeper before booking a call? The Medicare 101 guide covers everything from the four parts to enrollment windows, Medigap plans, Part D, and key terms, all in plain language.

What's the difference between Medicare Advantage and Medigap?
Medicare Advantage replaces Original Medicare with a private plan. Most have $0 premiums, but you work within a provider network with referral requirements and an annual out-of-pocket maximum. Medigap works alongside Original Medicare instead, covering its cost gaps and letting you see any Medicare-accepting doctor in the country without network restrictions. Advantage tends to cost less month to month. Medigap gives you more freedom and more predictable costs over time, especially if you use a lot of care.
When can I enroll in Medicare?
Your Initial Enrollment Period is a 7-month window centered on your 65th birthday: three months before, the month itself, and three months after. If you're still on employer insurance through an active job, you can delay and use a Special Enrollment Period when that coverage ends. Missing your window without a qualifying reason triggers permanent late enrollment penalties, so the timing is worth getting right.
Does Medigap cover prescription drugs?
Medigap covers what Original Medicare doesn't, including deductibles, coinsurance, and hospital costs, but it doesn't include prescription drug coverage. If you go that route, you'd add a standalone Part D plan separately. That combination usually costs a bit more per month than a $0-premium Advantage plan, but a lot of people find the predictability and the freedom to see any doctor worth it. I'll run the comparison both ways so you can see the actual numbers.
What does it cost to work with you?
Nothing. Carriers pay licensed brokers a commission that's built into the plan premium regardless of how you enroll, whether directly with the carrier, through me, or through anyone else. Using an independent broker doesn't add to your cost. What it adds is someone whose only job is finding what fits, not moving volume for a particular carrier.
Two Ways to Get Started

Pick the path that fits you.

Self-Service

Compare & enroll on your own

Browse every plan in your zip code with real plan data: actual premiums, benefits, and coverage details. Compare and enroll at your own pace.

These tools may not show every plan available in your area. For a complete picture across all carriers and options, a call with Bryce is the most reliable path.

Licensed Broker

Talk to a licensed broker, at no cost

Medicare has more moving parts than it looks like on the surface. I'll compare the plans in your zip code against your doctors and medications, then walk you through what actually makes sense for your situation.

Book a Free Call with Bryce

Free · 20 minutes · No obligation · Independent broker · Paid by carriers, not you